What services are included for the retainer fee?
We provide full service financial planning and investment management for the annual retainer fee. James Osborne serves clients throughout the Denver metro area as well as across the country. Technology has broken down barriers of distance and clients regularly meet over Skype, Google + Hangouts and other web video conferencing, as well as traditional communications over phone and email.
Financial planning services include:
- Retirement Income Planning;
- Intergenerational asset transfers;
- College Savings planning;
- Life Insurance review;
- Charitable gift planning;
- Integrated tax planning.
Investment management services include:
- Development and review of Investment Policy Statement;
- A written quarterly performance monitor;
- Discretionary asset management;
- Portfolio rebalancing;
- Tax loss harvesting.
A comprehensive financial plan should be at the heart of any long-term investment plan. Investing isn’t just about growing your portfolio, it’s about aligning your portfolio with your specific goals. Whether it is generating retirement income, transferring wealth to future generations or leaving a charitable legacy, your goals come first in developing an investment strategy. James Osborne is a CFP® practitioner and has spent his career helping clients define and plan for their financial goals. Although our fees are lower than traditional providers for many of our clients, we do not restrict client interactions and we are always available to our clients via phone, email and web conference. You may find a copy of our most recent ADV Part 2, our required disclosure and filing document, at this link.